Preview Chapter Nine:

One of the biggest secrets to building wealth is compound interest, where your money grows exponentially over time. In this section, you’ll learn:

• Why starting early is more important than how much you invest
• How small, consistent investments can lead to big financial gains
• Real-life examples of how compound interest works in action

Not sure where to start? There are many investment options available, each with different risks and rewards. This section covers:

• Stocks & ETFs – How to own a piece of a company or invest in the broader market
• Bonds – A safer way to earn steady returns
• Real estate – Is it possible to invest in property as a student?
• And much more

Thanks to modern technology, investing is easier than ever. But with so many apps available, how do you choose the right one? This section compares:

• The best investment apps for students in the Netherlands
• Key factors to consider, such as fees, ease of use, and automation
• How to start investing with as little as €1

The internet is full of “get rich quick” schemes, and students are often prime targets for financial scams. In this section, you’ll learn:

• How to spot and avoid investment scams
• The risks of pyramid schemes, fake trading platforms, and pump-and-dump scams
• Safe investment practices to protect your money

By learning the basics of investing and taking a smart, cautious approach, you can start growing your wealth as a student and set yourself up for long-term financial success.