What People Are Saying About Living Rich as a Student in the Netherlands

Hear success stories how students have transformed their personal finances and thrived while studying in the Netherlands, all thanks to the strategies in this book.

  • "This book comes at a crucial time, as many young adults face financial challenges."

    "If you want to learn how to achieve financial stability in young adulthood, this book is for you. This book comes at a crucial time, as many young adults face financial challenges. The book is well-written and filled with practical examples that address key financial issues young adults often encounter."  

    —Dr. O. Eerenberg, Lecturer at Avans University of Applied Sciences

  • "Every study programme at every ROC, every university of applied sciences, and every university should hand out this book during open days."

    "Every study programme at every ROC, every university of applied sciences, and every university should hand out this book during open days. Living Rich as a Student in the Netherlands is a must-read for all students and should be seen as an investment in both their current life and future. Living according to the Key Takeaways from this book will ensure that young people do not burden themselves with enormous debts that will haunt them for the rest of their lives."

    —Ron Bormans, Former Chairman of the Executive Board of Rotterdam University of Applied Sciences, Chairman of the Advisory Committee Strategic Education Alliance

  • "Het Boek Heeft Mij Echt Geholpen."

    "Hi, ik ben een eerste jaars student die Franklins boek heeft gelezen. Voordat ik dit heb gedaan ben ik gegaan naar een workshop van Franklin waarbij hij ons heeft laten zien hoe we precies onze budget moesten maken, waarmee we rekening moesten houden en gaf hij ons tips over 'living a frugal lifestyle.’ Dit heeft tijdens het lezen echt geholpen omdat ik al ervaring had opgedaan tijdens de workshop met echt kijken naar bedragen en hoeveel ik uitgaf en waar ik geld kon besparen.

    Verder hielp de workshop mij om mijn verwachting over mijn financiën aan te passen. Ik had een heel ander (verkeerd) idee over hoeveel geld ik nodig had en de workshop gaf me veel inzicht in de realiteit van de levenskosten in Nederland. Hierdoor was het minder eng om te beginnen met budgetteren en kon ik zijn tips over de 5-bucket strategie toepassen.

    Wat ik heel fijn vind omdat ik nu bijna al voldoende heb gespaard om tijdens de vakantie naar een aantal andere landen te gaan!”

    — Charissa, Eerstejaarsstudent Biomedische Wetenschappen

  • "I highly recommend this book to all students—I only wish it had been available when I was a student myself."

    "Mr. Seute has truly nailed it with this must-have, must-read book. Students often struggle with a limited budget, stretching every euro in impossible ways just to make ends meet. Some take on temporary jobs while studying, while others face real financial hardship. In simple and practical terms, Mr. Seute outlines the essential steps students can take not just to survive, but to save money along the way. I highly recommend this book to all students—I only wish it had been available when I was a student myself."

    —Evelyn Wever-Croes, Former Prime Minister of Aruba

  • "This Book Highlights Exactly What I’ve Been Through Throughout My Student Years."

    "A frugal lifestyle is highly recommended. This book highlights exactly what I’ve been through throughout my student years. I think every student should not only read it but also apply this lifestyle. Doing so will allow them to navigate their student years more stably. Once they graduate, they will have a solid financial foundation."

    — Mike, Financial Coach

  • "I have great admiration for Franklin’s genuine commitment to help students and young professionals on the topic of personal finances."

    "I have great admiration for Franklin’s genuine commitment to help students and young professionals on the topic of personal finances. With his new book he reaffirms his commitment and empowers the readers to take control of their finances and to be truly independent and free. It’s the ultimate guide for any student!"

    —James van der Linde MSc, Former Head of Education Department Arubahuis, Owner Dinamico Training and Consultancy

  • "A valuable resource for students looking to make smarter financial decisions and build lasting habits for the future."

    "A valuable resource for students looking to make smarter financial decisions and build lasting habits for the future."

    —Diederik Kemmerling, President of the Aruba Chamber of Commerce

  • "The Ultimate Guide for Students Who Want to Thrive Financially Without Sacrificing the Fun of Student Life."

    "Living Rich as a Student in the Netherlands" is the ultimate guide for students who want to thrive financially without sacrificing the fun of student life. The Five Bucket System shared in this book, offers a practical and effective way to manage your income and expenses wisely.
    It’s packed with hands-on strategies to help you live debt-free, make the most of your student years, and start building wealth for the future. If you want to take control of your finances and truly live rich as a student in the Netherlands, this book shows you exactly how to do it."

    — James Ocalia, Author of ‘Roots and Renewal - a Path to Sustainability in Aruba’

  • "Franklin Seute's Five-Bucket System, combined with his practical advice, makes this book a powerful guide to financial stability in the Netherlands."

    "Living Rich as a Student in the Netherlands is a must-have for students and young professionals looking to build financial resilience. Franklin Seute's Five-Bucket System, combined with his practical advice, makes this book a powerful guide to financial stability in the Netherlands."

    —Peter Auwerda, Father of Three International Students in the Netherlands

  • "With theory, practical examples, and personal stories, this book is an invaluable resource for any student looking to start making smart financial decisions that last a lifetime."

    "Living Rich as a Student in The Netherlands helps students transition into university life while also serving as a valuable guide beyond graduation. Relevant at every stage of the student journey, it empowers students, including recent graduates like myself, to make smart financial choices and build a lasting foundation. With theory, practical examples, and personal stories, this book is an invaluable resource for any student looking to start making smart financial decisions that last a lifetime."

    — Isabelle de Cuba, Alumni Rotterdam Business School, Founder of the Mindful Journal

  • "With insightful tips on budgeting, housing, and everyday life, it offers practical advice for anyone wanting to live well without overspending."

    "This book is an essential guide for students and young professionals looking to make the most of their time in the Netherlands. With insightful tips on budgeting, housing, and everyday life, it offers practical advice for anyone wanting to live well without overspending."

    —Joselin Croes, Director of the Cabinet of the Minister Plenipotentiary of Aruba in the Netherlands

  • "Are you a student in the Netherlands? Buy this book!"

    "Are you a student in the Netherlands? Buy this book! It will save you money, time and trouble. After reading Living Rich as a student in the Netherlands you know the rules as it gives you all practical information about what you need to know when studying here but it will also give you the tools to a financially stable start of your adult life. A must-read for all young adults in the Netherlands!"

    —Kumi Tempels, Senior Policy Advisor at Nuffic and Volunteer Helping Young People Become and Remain Financially Fit

  • "A Must-Read for Anyone Looking to Thrive, Not Just Survive, During Their Student Years!"

    "Living Rich as a Student in the Netherlands" by Franklin Seute is an inspiring and practical guide for students in the Netherlands who want to take control of their finances and lifestyle. Franklin shares his powerful story with honesty and resilience, offering valuable lessons on financial discipline and informed decision-making. His insights empower students to build a strong financial foundation while maintaining a high-quality lifestyle. A must-read for anyone looking to thrive, not just survive, during their student years!"  

    — Viola Heutger

  • "For Students but Also for Young Starters and Adults, Living in the Netherlands or in the Dutch Kingdom."

    “For students but also for young starters and adults, living in the Netherlands or in the Dutch Kingdom, all of us can learn from 'Living Rich as a Student in the Netherlands' and improve our financial literacy. The book gives insights and tips on how to improve your way of spending money, but also teaches us new habits to hold and make money. All with one purpose: to live without financial worries and have a good life!"

    —Anna Maria Proveyer-Groot, Director of the Department of Education Aruba

Testimonials

  • "Helpful Guidance and Realistic!"

    "I liked that you summarized at the end of each chapter. The book helped me keep my monthly subscription and expenses on a low budget."

    — Brian

  • "Very Good Tips and Explanation."

    "It’s a great book that teaches students and also non-students how to budget their money and also be able to enjoy what they love to do."

    — Joyrick

  • "Fun and Informative to Read."

    "This book is amazing! It was both fun and informative to read. It’s nice to read and learn from someone’s experiences."

    — Aaron

  • "Ik Raad Dit Boek Zeker Aan."

    “Ik raad dit boek zeker aan. Dit boek bevat veel tips over financiële en algemene zaken als je naar Nederland gaat immigreren om te studeren. Daarnaast geeft dit boek diverse handvatten, zodat jij als student je eigen financiële situatie onder controle kunt houden.” — Tahis

  • "Awesome Book."

    “Awesome book. Bought a copy for my daughter who's in H5 so she could read it and be well prepared for student life in the Netherlands next year. She never showed an interest in financial matters, but is reading non stop and now wants to open an investment account. It's well written and the content is great. Buying 2 more copies today: one for my 18 yr old son and one as a gift for a friend 🙂” — Julia

  • "Highly Recommended for Students and Professionals Alike."

    "Highly recommended for students and professionals alike that live or plan to live in the Netherlands. Read this book and you’ll be miles ahead in your finances instead of learning the hard way like I did. Your future self will thank you for it." — David

  • "It Changes Your Perspective."

    “When I first bought this book I had been living in the Netherlands as a student for 5 years. I had to learn many of these hacks the hard way. However, I was still amazed to see how many tips I could still apply to my day to day. The book has changed my perspective on saving money, instead of it being a necessity it has become a hobby. I think many students will benefit from this book for years to come.

    The tables, bullet points and summaries after each chapter makes it an easy and fun read. The author was able to make personal finances an engaging and appealing topic for teens and young adults.

    I highly recommend this book, you'll start seeing savings in a whole different light!” — Josh

  • “Opened my eyes to my expenses!"


    "This workshop opened my eyes to my expenses! When I was younger, I used to track everything and manage my income carefully. But as I got older, changed jobs, and started earning more, I stopped. Now I realize how easily my spending can spiral out of control!" — Natalie

  • “Interesting way of presenting a more controlled way of saving"

    “Interesting way of presenting a more controlled way of saving and money management with the Bucket System!” — Shurayma

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+1.000 Students Have Already Attended Our Workshops!

Students attending our budgeting workshops gain practical insights on managing their finances, saving money, and making smarter financial decisions while studying in the Netherlands. Through interactive sessions, real-life budgeting strategies, and expert guidance, they leave equipped with the tools to take control of their personal finances and build a financially secure future.

Share Your Experience

Have you read Living Rich as a Student in the Netherlands or attended one of our budgeting workshops? We’d love to hear your feedback! Your review not only helps other students discover valuable financial tips but also allows us to keep improving our resources. Share your experience and let us know how our book or workshop has helped you take control of your student finances!

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Join our Living Rich as a Student community and stay up to date on upcoming workshops in the Netherlands! Get exclusive access to budgeting tips, financial resources, and expert advice to help you manage your student finances with confidence. Don’t miss out on the opportunity to learn, save, and connect with like-minded students on the path to financial success! Follow us on Instagram @livingrich.student

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About the Author

Franklin Seute is a financial expert and author who has spent years helping students manage their money, save, and invest wisely. With personal experience navigating the financial landscape as a student in the Netherlands, Franklin wrote Living Rich as a Student in the Netherlands to empower students to make smarter financial choices and set themselves up for a successful future.

View the Author's Story